Ohio Insurance Laws and Regulations Practice Exam

Within how many days must written notice of a claim be given after a covered loss starts?

1. 10 days

2. 15 days

3. 20 days

4. 30 days

The correct answer is: 20 days

After a covered loss starts, written notice of a claim must be given within 20 days. This allows the insurance company to promptly investigate the circumstances surrounding the loss and determine the appropriate course of action. Options A, B, and D are all incorrect because they provide shorter or longer time frames for notifying the insurance company, which could delay the claims process and potentially result in denial of coverage. It is important to familiarize oneself with the specific notice requirements outlined in their insurance policy to ensure proper and timely reporting of a loss.