Ohio Insurance Laws and Regulations Practice Exam

What is a common exclusion or limitation on a dental policy?

1. Orthodontics

2. Cosmetic surgery

3. Endodontics

4. Dental cleanings

The correct answer is: Endodontics

In most dental policies, orthodontics, cosmetic surgery, and dental cleanings are typically covered treatments. Endodontics, also known as root canal therapy, is a common exclusion or limitation on a dental policy. This is because endodontic treatment is an advanced and specialized procedure that may require multiple appointments and specialized equipment. Therefore, some dental plans may limit or exclude coverage for endodontics in order to keep premiums lower. It is important to carefully review the details of a dental policy to understand any limitations or exclusions on coverage.