Ohio Insurance Laws and Regulations Practice Exam

An insurer may not renew an individual health benefit plan for all the following reasons except:

1. The individual is eligible for health care benefits from the veterans administration

2. Non-payment of premium

3. Fraud by the policyholder

4. Frequent claims

The correct answer is: The individual is eligible for health care benefits from the veterans administration

The other options for this question are incorrect because they all refer to valid reasons for a health benefit plan to not be renewed. Option A, however, does not typically apply as the veterans administration provides health care benefits for eligible individuals, making it a reason to terminate an individual health benefit plan rather than not renew it.