Ohio Insurance Laws and Regulations Practice Exam

An employer with under 20 employees must allow a terminated employee to continue accident and health coverage for a minimum of how many months?

1. 6 months

2. 9 months

3. 12 months

4. 18 months

The correct answer is: 12 months

Employers with under 20 employees are generally not required by federal law to offer COBRA continuation coverage. However, some states do require continuation coverage for smaller employers. In this case, the minimum continuation coverage period is 12 months. All of the other options (6, 9, and 18 months) can be ruled out based on the fact that they do not meet this minimum requirement for smaller employers.